This course is intended to familiarize the adjuster with the liability exposures that arise in certain situations, including non-automobile accidents and boating or recreation related claims. The Personal Liability course will outline contracts and the relationships they create and will explain the concepts of primary, overlapping, and non-concurrent coverages. Later in the course, the basics of medical claim adjusting and definitions of common medical terms that may need to be known when adjusting a medical claim will be explained, followed by a close look at the issues that are at hand when handling a serious injury or death claim.

The approximate times to complete each module in the course are listed below. Please keep in mind that times vary as people learn at their own pace.

1. Personal Liability – HO Sect. 2 - 60 minutes
2. Boatowners and Recreational Liability Claims - 45 minutes
3. Contracts and Construction Contractor Claims - 45 minutes
4. Medical Aspects of Claims I - 45 minutes
5. Medical Aspects of Claims II - 45 minutes
6. Primary, Excess and Non Concurrent Coverage - 60 minutes
7. Serious Injuries & Wrongful Death Claims - 45 minutes

Total course approximate time: 6 hours